If You Scored 15 Points or More—

Chances are you’re in a better borrowing position than you thought. We invite you to apply for the loan amount you have in mind. A lower score simply means we’ll work a little harder to try and give you the answers you’re looking for.

Personal Loans are available from 1 to 4 years, sometimes longer depending on the amount borrowed. Your loan will normally be based on a fixed interest rate, and you can of course pay it off at any time.


This chart is for your information only. Loan self-tests do not include all of the factors we consider in evaluating a loan request such as your payment history and your ability to meet your monthly obligations. We reserve the right of final loan approval. ©2014 The Forms Group, All Rights Reserved.

Lost/Stolen ATM Card

If your ATM/Debit card is lost or stolen, contact us immediately at 256-766-2579. After regular business hours, please call 800-383-8000 to receive immediate assistance.

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