When your business or farm needs additional money to help you achieve a goal, the team at Farmers & Merchants Bank is here to help, with financial programs designed around your needs. Plus, we make loan decisions right here in town, so you’ll be working directly with people you know — and who know you!


We offer a variety of convenient loan programs with excellent rates. We work with our customers to structure terms that fit with their finances and needs, and offer business loans for:

  • Commercial Real Estate
  • Start-up Assistance
  • New and Used Equipment


We’ve been helping local farmers feed and clothe the nation for over a century, and continue to work with them to provide affordable financing for:

  • Crop Production Lines of Credit
  • Real Estate for Ag Production
  • Livestock Purchases
  • New and Used Equipment


Subject to credit approval.